All the control of a spreadsheet, without the maintenance.
If you track your money in a spreadsheet, you're already doing the hard part. Keep the control — drop the formula upkeep, the manual history and the copy-pasted prices.
What your spreadsheet does well — and where it fights you
Spreadsheet trackers fail for predictable reasons. None of them is your discipline.
Formulas break silently
One inserted row and a SUM range quietly stops at the wrong cell. In Tsang Portal totals are computed for you — there's nothing to break.
History is manual
Spreadsheets show now; the past means duplicating tabs. Here, every update adds to your net-worth history automatically.
Prices need pasting
Fund and share prices go stale the day you stop updating them. Holdings here are valued with market prices, with manual overrides for anything unquoted.
FX is a chore
Multi-currency money means lookup tables and stale rates. The portal normalises everything into your base currency with current rates.
Sharing means emailing files
A spreadsheet shared with a partner is all-or-nothing. Family Spaces let each person share exactly what they choose — and nothing more.
But you keep the control
Like your spreadsheet, every figure is yours: entered or imported by you, exportable to CSV any time, with no bank linking. Ever.
Let's be fair to the spreadsheet: it's private, it's flexible, it costs nothing, and it answers to no one. Those are exactly the right instincts — and they're why most "smart" money apps, with their bank feeds and notifications, never feel quite right to spreadsheet people.
Tsang Portal was built for those instincts. It is manual-first by design: nothing connects to your bank, every figure is one you put there, and your data exports back to CSV whenever you want it. The difference is what happens around your numbers.
Totals roll up into one net-worth figure without a formula in sight. Each monthly update extends a history chart you'd otherwise have to build by hand. Investments are valued with market prices instead of last month's paste-in. Multi-currency balances converge into one base-currency view. And when you want a partner to see the household position, you share chosen figures in a private Family Space instead of attaching finances_v7_FINAL.xlsx to an email.
Moving over takes one evening. A typical migration: create your free account; add your accounts (cash, ISAs, pensions, property, debts) with current balances; import historical transactions from CSV if you want continuity; set your base currency; and do your first monthly review the following month. From then on, updates take minutes, and the system does the bookkeeping.
Start with the number that matters: see how the net worth tracker works, or estimate your financial-freedom target with the free UK FIRE calculator.
Questions, answered
Is a spreadsheet a bad way to track money?
No — a spreadsheet is a perfectly legitimate way to track your finances, and millions of people use one. The problems are practical: formulas break, history is manual, prices and FX need pasting in, and sharing with a partner means emailing files. A dedicated tracker keeps the control while removing that upkeep.
Can I import my existing spreadsheet?
Yes. Tsang Portal imports CSV files, so you can bring transactions across from your existing spreadsheet, and export back to CSV at any time — you are never locked in.
Do I lose control compared to my spreadsheet?
No. Like a spreadsheet — and unlike bank-linked apps — every figure in Tsang Portal is one you entered or imported yourself. There is no bank linking and no automatic feed you can't see. The difference is that totals, history, charts, prices and currency conversion maintain themselves.
What does it cost compared to a spreadsheet?
Tsang Portal is free to start, with no credit card required — so trying it costs the same as your spreadsheet.
Retire the spreadsheet. Keep the control.
Free to start. CSV import & export. No bank linking.
Create your free account